Want More Cash Flow & More Money?

An Aggressive Income You Grow & Build Is Available To Everyone!
A Passive Income You Collect, Share & It Grows Is Also Available!

The Co-Op brings people together into a community where they access products, savings, earnings, rewards and opportunities. It provides an instant home-based business on registration and connects you to a community for health, wealth and a whole lot more.

  • A People Helping People Co-Op
  • Earn As An Affiliate Marketer
  • Earn On Membership Upgrades
  • Earn On Product Purchases
  • Join & Collect Growth Points
  • Merchants Give Growth Points
  • Grow & Secure Customer loyalty
  • Convert Growth Points To Cash
Learn More below

Register Below & Receive Your Connect, Frega Money, & Growth Points Accounts

Sign Up for a Free ReferLife Connect Community Social Network account, where here you can not only enhance your existing business but you can also create several new income streams by being an active community member. On Registration you will automatically receive your Frega Money and Growth Points accounts where you are now part of the Frega Global Ecosystem ready to earn additional long term residual rewards.

ReferLife has partnered with Frega Money and Growth Points Rewards bringing added value, more tools and resources to members. With Frega, members will have their own personal AI Assistant to help them navigate life and help them to build stronger businesses. We will work to have even more income streams available where members can earn at no or low cost to get started growing their new financial portfolio.

ReferLife Connect Social Network

Free to join, promote your business, products, services, run classes and sell your products from your profile.

Promote Your Business & Products Globally
100%
Sell Products, Services & More From Profile
100%
Upgrade Membership For More Benefits
100%
Frega Money Tech & Finance

Your own financial platform capable of earning you money in 118 different currencies around the world.

Helps Businesses Save & Earn More
100%
Operates Globally Helping Users Earn
100%
System Fed by Businesses Rewards
100%
Growth Points Loyalty Rewards

The Feeder System For Frega Money to introduce and perpetuate funds flowing and growing in the Frega EcoSystem.

Reward Customers For Their Business
100%
Businesses Feed the Frega Money System
100%
Trades and Shares Dividends Nightly
100%
ReferLife Community Co-OpAffiliate Network

Anyone can join, become a Affiliate Marketer and earn commissions by sharing information from their website.

Free To Join & Earn Commissions
100%
Earn on Products & Member Upgrades
100%
Inrease Cash Flow & Improve Your Life
100%

No Upfront Cost We Help Businesses Earn More and Reward Customers With Growth Points That Grow Into Spendable Valuable Points and Cash

ReferLife Co-Op & Frega Money: Working To Provide Freedom and Abundance To The World

Are you a business owner trying to get the most out of your daily business activities?
Are you collecting a record of all the customers you serve daily?
Do you have their email addresses so you can send them thank you’s and special offers?

Imagine if you had the email address for every customer you served or helped since you started!
I suppose you would send out a special every week to draw customers back in right?

Well, now you can have all this and more. We have a Global Program that gives you the ability to run a Customer Relationship and Management Branded Rewards Program, just like the big guys, but without monthly fees, or annual fees because there are no fees.

The only cost to you is between 1% and 5% of a sale going back to your customer in Growth Points.
This creates value for them and return visits for you along with some added value.
You can call this your advertising cost and it can be written off in your taxes.

ReferLife Co-Op has teamed up with Frega and Growth Points, and are working together to create programs to assist young entrepreneurs, and anyone who wants to have the resources needed to create their own start up project, and prepare them to run their own business.

  • Are You Collecting Growth Points?
    Frega: A Strong History In Data Management

    17 Government Grants for Innovation

  • Are You Collecting Growth Points?
    Frega: A Technology Company with Global Reach

    Our Market is 300 Million SME's & Their Customers

  • Are You Collecting Growth Points?
    Frega: Solutions to Reduce costs and Increase Sales

    Connecting Businesses & Customers Globally

  • CLICK LINKS TO ENLARGE
    We are putting the pieces in place to get everybody behind this initiative to create something positive and painless, where the project is funded by the participation of local businesses in the Growth Points Loyalty Rewards Program.

    We encourage businesses to give back to the community by offering Growth Points to their existing customers as a thank you for their business. This works as a reward for them and works to get them to think of you first, bringing them back again and again.

    Businesses can implement Growth Points as their customer loyalty program, rewarding customers, encouraging repeat business and fostering community support. It’s a win-win for everyone.
    Customers can earn Growth Points by supporting these businesses, which they can later use for discounts, other perks and even cash, which is another added value feature.

    Everyone can earn and collect more Growth Points by referring more users and having their family, friends, and associates shop and do business with participating local businesses. Growth Points may even be used to reward people for attending workshops, seminars, or even volunteering. This provides ways to earn even more Growth Points, and provides low cost incentives to reward participation. Imagine the potential ripple effect helping communities looking into the future.

    Growth Points can be redeemed for start-up resources such as equipment, office space, marketing services and much more. These points can also grow to provide some added security in the form of an income for the student, their family and anyone who is in possession of and collecting Growth Points.

    However, the ability to use Growth Points to reward your members, contributors, customers, employees, volunteers are very real and can bring significant value for very little. Charities and any organization that wants and needs more funding can get more funding through our global community initiative that works simply and revolves around businesses, and individuals participating in our Global Rewards Program.
  • Are You Collecting Growth Points?
    Frega: Shares Revenue & Assets With Users

    A New Business Model to benefit users

  • Are You Collecting Growth Points?
    Frega: Increase Your Business Efficiency & Value

    Creates Valuable Data That Raises Your Value

  • Are You Collecting Growth Points?
    Frega: One Stop Access to Tools, Applications & Resources

    Rewards, Special Offers, Draws, CashBack & More

  • CLICK LINKS TO ENLARGE
    Frega and Growth Points is your Global Community Financial Feeder System for your life and security. Businesses feed it with 1% to 5% rewards to their customers. The algorithm then takes over selling, trading, transacting, distributing dividends and creating the systematic loop that runs uninterrupted forever and cannot be changed. This feeds everyone back, reinvests and grows Frega Money for everyone.

    We are leading the charge to partner with all these entities to integrate Growth Points into their programs and will reach out to administrators, representatives, and associations to build relationships with the stakeholders, to better understand their needs and how Growth Points can fit into their existing programs.

    The schools or other organizations could even establish a fund from their Growth Points Account to specifically provide additional funding for young entrepreneurs, offering grants or low-interest loans. Combine this with mentorship from experienced business owners to guide young people through the start-up process and this can create a winning situation to improve any community.

    The point here being that with businesses providing an investment into their community, we are working towards reducing for people the cost of housing, reducing and creating working space, and providing long-term dollars they can invest in their business and work towards a more secure future.

    We provide awareness about the initiative, explaining the benefits of supporting the organizations and individuals collecting Growth Points and growing the Frega Ecosystem. We will use social media, Zoom meeting and community events to spread the word.

  • Are You Collecting Growth Points?
    Frega: Every User Creates Their Own AI Personal Assistant

    Someone to Work With You and Guide You

  • Are You Collecting Growth Points?
    Frega: Your AI Assistant Looks After You

    Keeping You Informed On Your Needs Only

  • Are You Collecting Growth Points?
    Frega: Your AI Learns from other AI Assistants

    Only Learning How To Serve and Guide You

  • CLICK LINKS TO ENLARGE
    So our goal and focus is to engage existing local businesses to invest in and partner with ReferLife Co-Op, Frega and Growth Points to reward their customers in appreciation of their business.

    The growth Points can be collected and then provide discounts or services in exchange for Growth Points at any of the participating businesses. Growth Points can also grow into spendable income and this is where lives can change as the value of the points grows with the growth of the Frega Money System and the use of Growth Points Globally.

    Imagine a whole community, providing growth points to everyone, and sharing the accumulated dividends with them. How do you think this would benefit your community?! A lot I would think.

    By integrating Growth Points and creating supportive initiatives, you’ll not only help other people start their businesses, but also create a thriving entrepreneurial ecosystem that encourages people to shop locally and as they do they contribute to their community.

    We can even foresee participating businesses even doing more to help young entrepreneurs if they are doing well. This could be done by the business selecting individuals to reward by increasing their Growth Points because of their accomplishments in school or in setting up their business. A simple rewards system established by the business based on their criteria.
  • Are You Collecting Growth Points?
    Frega: All AIs Retrieve Information From Every Where

    Bringing In The Information To Help Guide You

  • Are You Collecting Growth Points?
    Frega: Your AI Becomes Your Data Guardian

    Working To Protect and Monetize Your Data

  • Are You Collecting Growth Points?
    Frega: Scales Automatically To Grow & Serve

    The AI Assistant Is Always Helping Frega Go Viral

  • CLICK LINKS TO ENLARGE
    Entrepreneurs can stay motivated by regularly checking their Growth Points balance and tracking all the activities that create more rewards in the Frega Money System.

    The incentive for everyone to participate can be as recognition in the community for providing more opportunity for students to continue their education with less financial stress and worry, or the student or anyone to have more financial security to better live and enjoy life or embark on their own business from the support of participating businesses.

    The school or participating organizations will be building their own profile and fund to use in ways they so choose. Everyone can track their earned Growth Points, see available redemption options, and learn where to shop the local businesses participating in the program.

    As a consultant for ReferLife, Frega and Growth Points we are here to work with you and teach you how to get the most out of your relationship with Frega Money and Growth Points and continuously improve the program.

    As time goes by we will celebrate the success stories of people who have used Growth Points to fund their education or start businesses. Sharing these stories can inspire others and demonstrate the program's impact on individuals and on their community.
  • Are You Collecting Growth Points?
    Frega: Connecting Consumers and Business Globally

    Imagine The possibilities For Your Business

  • Are You Collecting Growth Points?
    Frega: Makes Everything Accessible Through Your Cell Phone

    Tools & Resources Plus Your Personal AI Assistant

  • Are You Collecting Growth Points?
    Frega: Connects Users To a World of Opportunity

    Rewarding Users and Changing Lives

  • By fostering strong partnerships with schools, charities, other organizations and businesses, we can create a supportive ecosystem that empowers people to earn and utilize Growth Points effectively. This initiative not only benefits individuals but also strengthens community ties and encourages local economic growth!

    Join us today and become part of a global ecosystem designed to bring freedom and abundance to the masses.

People Helping People Co-Op

Helping members save and earn more to live a healthier, happier life and be able to share it with others to earn even more.

Earn As Affiliate Marketer

Get started earning on signup with 25% commissions on Frequency Tuning Discs and Bracelets, earn today get paid Friday.

Earn On Memberships

Upgrade your membership for more benefits and earnings. Members earn on upgrades as they help us grow the co-op.

Earn On Products

Members can promote products in the marketplace and earn commissions. Products provided to the co-op by vendors.

Collect Growth Points

Businesses give Growth Points, customers collect Growth Points. Growth Points turn into very real financial rewards.

Give Growth Points

Businesses need a rewards system to build more customer loyalty & provide financial rewards. Growth Points does it FREE.

Grow Customer Loyalty

Growth Points, your database of customers with access to provide offers & more, enjoy more loyal as well as new customers.

Growth Points To Cash

Growth Points are like crypto and grows in value. As more people adopt and use it, the value grows and turns into cash.

EVERYONE WILL WANT TO COLLECT, SAVE & USE FREGA GROWTH POINTS

Growth Points are Branded Reward Points That Increase in Value and Earn a Daily Increasing Cash Dividend!

THE NO COST GLOBAL REWARDS SYSTEM LEADING TO FREEDOM AND GLOBAL ABUNDANCE FOR ALL